SMSF Establishment
FREE*
ESUPERFUND attends to the SMSF establishment requirements described in its New SMSF Setup information. Company and third-party costs can still apply.
SMSF Fees & What's Included
Quick answer: ESUPERFUND currently
charges
$1,599 including GST per fund, per financial
year
for its standard ongoing
ESUPERFUND Annual Administration Fee.
For eligible new clients under the current
arrangement, SMSF Setup is FREE*, the
First Financial Year ESUPERFUND Annual
Administration Fee is FREE*, and eligible clients receive
$300 OFF* the ESUPERFUND Annual Administration Fee
for the second financial year. The standard fee is reviewed annually. Separate costs
may apply, including the ATO Annual Supervisory Levy,
Company Trustee Setup Fee where applicable and
Investment Fees.
How Much Does ESUPERFUND Cost?
For a new SMSF, the current public fee structure separates establishment, the first financial year, the current second-financial-year discount and the standard ongoing administration fee.
First Financial Year Annual Admin Fee
FREE*
For eligible new clients who proceed with setup and activation. The first financial year runs from establishment to the next 30 June.
Second Financial Year Annual Admin Fee
$300 OFF*
The $300 discount applies to the ESUPERFUND Annual Administration Fee for the second financial year only, subject to the approved promotion eligibility and end date.
Standard Annual Administration Fee
$1,599 incl. GST
Current standard fee per fund, per financial year. The fee is reviewed annually and applies subject to any eligible promotional discount.
Available until at least 31 October 2026
* When setting up an SMSF, it is important to understand that additional fees may apply that must be carefully considered prior to making a decision to set up an SMSF, including an ATO Supervisory Levy, Company Trustee Setup Fee (where applicable), and Investment Fees. The first financial year ESUPERFUND Annual Administration Fee is FREE only if you proceed with the setup and activation of your SMSF account
This offer forms part of our current new-client pricing and may continue beyond 31 October 2026. The offer is reviewed monthly and, following each review, may be extended for a further month or withdrawn for future applicants.
This offer forms part of our current new-client pricing and may continue beyond 31 October 2026. The offer is reviewed monthly and, following each review, may be extended for a further month or withdrawn for future applicants.
What Is Included in ESUPERFUND FREE SMSF Setup?
FREE SMSF Setup refers to the ESUPERFUND establishment work provided for eligible new clients.
SMSF Trust Deed.
Documentation to appoint Trustees.
Trustee Declarations.
Lodgement of the election for the SMSF to become a
regulated SMSF.
ATO application for the SMSF Tax File Number.
ATO application for the SMSF Australian Business
Number.
Sample Investment Strategy that trustees may adopt
or modify.
Resolutions and minutes acknowledging establishment.
Application documentation for supported
transaction-bank and broker arrangements described
in ESUPERFUND's setup information.
What Is Included in the ESUPERFUND Annual Administration Fee?
The annual service is grouped into the two categories used in the current ESUPERFUND Fee Schedule.
Annual Financial Reporting and Compliance Services
- Preparation of the annual Balance Sheet.
- Preparation of the annual Profit & Loss Statement (Operating Statement).
- Preparation of annual Member Statements.
- Preparation of annual Trustee Resolutions and Minutes.
- Preparation and lodgement of the Fund's annual Income Tax Return.
- Preparation of the Fund's annual financial statements.
- Coordination and preparation of the Fund for its independent annual audit.
- Liaison with the approved SMSF auditor and responses to audit queries where required.
Ongoing Administration, Technology and Support Services
- Access to the ESUPERFUND Client Portal and proprietary administration platform.
- Ongoing collection, validation, processing and reconciliation of financial information and transactions.
- Electronic storage and maintenance of Fund records and documentation.
- Access to pension, death benefit agreement and other Fund administration documents.
- Maintenance of banking, broker, SuperStream and other third-party data integrations.
- Client support, administration checklists and compliance workflows throughout the year.
- Regulatory monitoring to support ongoing compliance obligations.
- Software provision, system hosting, cybersecurity, data protection, platform maintenance and technology upgrades.
Independent audit and trustee responsibilities:
ESUPERFUND coordinates and prepares the Fund for the audit,
while an approved independent SMSF auditor conducts it. Trustees
still need to provide requested information, review the
Compliance Documentation and sign the relevant declarations
before lodgement.
Which Pension and Estate Administration Services Are Included?
Supported Pension Commencement
Supported pension commencement, including multiple pensions where applicable, is provided at No Additional Cost under the current pension-fee information.
Annual Pension Administration
Annual pension-payment recalculations and supported annual pension administration are provided at No Additional Cost.
Death Benefit Agreement
ESUPERFUND states that a Death Benefit Agreement can be implemented at No Additional Cost.
Separate cost: An Actuarial Certificate can be
required in some circumstances and is not included in the
ESUPERFUND Annual Administration Fee.
Which Fees Are Not Included?
The Fee Schedule separates additional costs into Other ESUPERFUND Services and Non ESUPERFUND Fees. The annual administration fee is not the total cost of running an SMSF.
Other ESUPERFUND Services
Additional ESUPERFUND charges can apply when specific events or services are requested.
- Actuarial Certificate.
- Wind Up.
- Trust Deed Update.
- Property Loan.
- Trustee and Member Change.
Non ESUPERFUND Fees
External, statutory and investment-related costs can include:
- ATO Annual Supervisory Levy.
- Company Trustee Setup Fee, where applicable.
- ASIC Fee for Company Trustee.
- Investment Fees.
- Stamp Duty on Trust Deed, where applicable.
Investment-related costs can also include brokerage, banking/product fees, insurance, property, lending and other third-party expenses depending on the investments and services selected.
The ATO Annual Supervisory Levy is a statutory charge paid to
the ATO, not an ESUPERFUND fee.
When Is the ESUPERFUND Annual Administration Fee Payable?
For new SMSF setups, the Annual Administration Fee is payable on 15 January each year after the first financial year.
Step 1
First financial year
The period runs from the SMSF's establishment date to the next 30 June. For eligible new clients, this Annual Administration Fee is FREE if setup and activation proceed.
Step 2
After the first financial year
The standard Annual Administration Fee applies for subsequent financial years and is reviewed annually.
Step 3
15 January payment
The annual fee is paid from the SMSF Transaction Account and may be deducted automatically under the authority provided during establishment.
Common questions about ESUPERFUND
Is SMSF setup really free with ESUPERFUND?
ESUPERFUND currently charges no ESUPERFUND fee for the SMSF Establishment service. Separate costs may still apply, including the ATO Annual Supervisory Levy, Company Trustee Setup Fee where applicable, ASIC company charges and Investment Fees.
Is the first year of ESUPERFUND administration free?
The First Financial Year ESUPERFUND Annual Administration Fee is FREE for eligible new clients who proceed with setup and activation of the SMSF account. A financial year ends on 30 June, so the first financial year is not necessarily 12 months.
What does the $1,599 annual fee include?
The current $1,599 including GST fee covers ESUPERFUND's Annual Tax Return and Compliance Services and Ongoing Administration, Technology and Support Services, including Annual Financial Statements, Member Statements, Trustee Resolutions and Minutes, Annual Income Tax Return preparation and lodgement, independent annual audit coordination, Client Portal access and ongoing administration workflows.
Does the annual fee change with investment type, fund size or transaction numbers?
The current charging basis does not vary with investment type, transaction volume, fund size or member count within ESUPERFUND's service limits. The fee is reviewed annually.
Are pension administration services charged separately?
Supported pension commencement and annual pension administration are provided at No Additional Cost under the current Pension Fees information. An Actuarial Certificate is a separate cost when required.
Is the independent annual audit included?
The Annual Administration Fee covers the annual audit-related service described in the Fee Schedule. ESUPERFUND coordinates and prepares the Fund for its independent annual audit and liaises with the approved SMSF auditor; the auditor remains independent.
Where can I check all current fees?
Use the ESUPERFUND Fee Schedule as the main fee summary, then follow the linked detail pages for New SMSF Setup Fee, Annual Administration Fee, Pension Fees.
Review the Fees, Inclusions and Terms
Use the Fee Schedule as the main pricing reference and the linked service pages for additional detail. If you have already decided to establish an SMSF with ESUPERFUND, you can begin the online application.
